Buying guide for best money belts
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When you're on vacation, taking in the sights in crowded areas, it's easy to miss thieves lurking in your midst. It only takes being pickpocketed once to learn that investing in a money belt can save you both money and a whole lot of trouble — especially if the thief has just run off with your passport.
Unlike a fanny pack, which is bulkier and intended to be worn over your clothes, a money belt is a small, zippered sleeve or pouch that sits at your waist and is flat enough to be concealed under your shirt or pants. It's ideal for inconspicuously holding cash, credit cards and a passport or other important pieces of identification when you’re traveling.
While it’s usually worn front-facing, some people prefer turning their money belt so the pouch rests at the small of their back. There are belt styles designed to rest on other parts of the body, too, such as the neck or leg. Our top pick, the Raytix Travel Money Belt, has multiple pockets for organizing your belongings and is made of lightweight, waterproof material that’s comfortable and practical for traveling.
Editors' picks for 2025
Raytix Travel Money Belt
Editors' Favorite
Dimensions: 11” L x 5.5” W x 0.02” D | Material: Nylon | Number of pockets: 3 | RFID blocking: Yes
If you’re looking for a money belt that’s comfortable enough to wear all day, the Raytix Travel Money Belt is the perfect choice. It’s made of a high-quality, soft nylon material that stretches to fit comfortably around your waist, whether you’re out for a run or taking in the sights on vacation. The belt also has an adjustable elastic strap, so it can fit waists between 27 and 41 inches without pinching or digging into the skin.
Besides being comfortable to wear, it’s also very practical. The belt has three pockets that make it easy to organize your money and other items. It also has an RFID transmitter that prevents others from using an RFID device to read the data on your credit cards and IDs, so you don’t have to worry about thieves accessing your personal information. The belt’s nylon material is waterproof, too, protecting your valuables from inclement weather while traveling or sweat when out for a run.
We also love how durable this money belt is. The nylon fabric is abrasion- and puncture-resistant, so it holds up well to wear and tear. It also features YKK zippers that glide smoothly and aren’t prone to getting jammed like expensive plastic zippers.
LANNEY RFID-Blocking Money Belt
Great Value
Dimensions: 10” L x 5.5” W x 0.1” D | Material: Ripstop nylon | Number of pockets: 2 | RFID blocking: Yes
This slim, lightweight LANNEY RFID-Blocking Money Belt may not cost as much as the others on our list, but it has plenty of features that budget-minded travelers will love. Its slim design fits easily beneath clothing to keep your valuables even more secure. Like high-end belts, it’s made of durable, waterproof nylon, but it also features double reinforced stitching to ensure it can take a beating.
This LANNEY money belt is designed to keep you organized. While it only has two pockets, the larger compartment has three sections that make it easy to fit your passport, credit cards and even your phone. The other pocket is perfect for keys and other small items. The belt also features RFID-blocking technology, so all your personal data is protected.
Best of all, this money belt is comfortable enough to wear all day. It’s incredibly lightweight, so it won’t slow you down or get in your way no matter how active you are. Its elastic waistband is also adjustable, fitting waists between 24 and 50 inches. The back side of the belt has a smooth surface that’s breathable and moisture-wicking, too, so you’ll hardly notice that you’re wearing it.
VENTURE 4th Slim Money Belt
Best Color Selection
Dimensions: 11” L x 6.1” W x 0.5” D | Material: Ripstop nylon | Number of pockets: 2 | RFID blocking: Yes
The VENTURE 4th Slim Money Belt is a comfortable option designed to last through all your travel adventures or simple everyday wear. It’s made with durable, waterproof 210D ripstop nylon that resists wear and tear. Its seams are also reinforced to ensure it lasts. In fact, VENTURE is so confident in the quality of its belt that it offers a lifetime replacement guarantee if anything goes wrong, so you can be sure that you get your money’s worth.
The belt is also comfortable to wear. Its slim, lightweight design won’t get in the way, and the elastic strap allows it to fit waists up to 56 inches without digging into the skin. Its two pockets make it easy to organize your belongings, but despite its compact size, it’s still large enough to fit your identification, cash, credit cards and even phones, including the iPhone 16.
The VENTURE 4th Slim Money Belt also offers an impressive color selection. It’s available in 19 colors, which range from basic neutrals like black, beige and gray to fun, bold hues, including red, purple and royal blue. And it has RFID blocking, too, so you know that your personal data is protected.
Peak Gear Travel Money Belt
Backed by Theft Insurance
Dimensions: 11.42” L x 5.12” W x 0.2” D | Material: Nylon | Number of pockets: 4 | RFID blocking: Yes
Avid travelers will love how lightweight and comfortable this Peak Gear Travel Money Belt is. Its slim design fits snugly against the body, so you can wear it under your clothing for added security. It has adjustable straps that can accommodate waists between 28 and 42 inches and a soft backside to prevent skin irritation. The material is also moisture-wicking, so you’ll be comfortable even in warmer weather.
This money belt is highly durable, too, holding up to the rigors of travel without showing signs of wear and tear. It is made of 210D water-resistant nylon and even features reinforced stitching to ensure that it can withstand the most vigorous travel adventures. Its four pockets make it easy to organize your belongings, too, and the hidden pouch is large enough to hide multiple passports and credit cards for added security.
But what travelers may appreciate most about this money belt is that it includes theft insurance and lifetime recovery service for lost items. If your items are stolen, you’ll receive up to $250 in reimbursement. Additionally, the belt comes with recovery decals that you can put on your phone, camera, passport and other items with contact info for a 24/7 call center that can help return lost items to their rightful owner.
Tune Belt SP2
Slim But Spacious
Dimensions: 10.04” L x 7.6” W x 1.46” D | Material: Neoprene and nylon | Number of pockets: 3 | RFID blocking: No
This Tune Belt SP2 has a low profile that allows it to fit securely at your waist, but it still has three pockets that can hold plenty of items. Its inner zip pocket is large enough to hold your phone, keys and other must-haves and keep them firmly in place. That’s because the belt features a built-in plastic panel and stretchy material that provides enough tension to support the weight.
The belt is comfortable to wear, too, because it has a wide elastic waistband, which is adjustable to fit waists of various sizes without twisting or shifting around. It doesn’t have a buckle, either, so you don’t have to worry about anything rubbing up against your skin and irritating it. You can also wear the belt with the pouch in the front or back, depending on your preference.
Because the belt is made of waterproof and sweatproof nylon, it’s ideal for use in all types of weather. It is also perfect for long-distance running or other intense outdoor workouts. It even has reflective strips to keep you visible after dark.
How we analyzed
Finding a money belt that gives you peace of mind while traveling, shopping or exercising can be challenging. To help us determine the best money belt, we analyzed customer reviews from various online retailers to see which models best met user expectations. In particular, we evaluated which belts were most comfortable to wear, offered the most storage space and best organization, and provided the most security for valuables. Overall, we considered more than a dozen money belts and chose our favorites based on the durability, comfort, organization options and overall security.
Why buy a money belt?
Is a money belt worth the investment? We think so. Here are some of the reasons why you might want one.
Security
Stowing your cash and other items in a money belt offers effective security while traveling because the items are hidden beneath your clothing. A thief is much more likely to snatch your wallet from your pants pocket than your money belt.
Comfort
Most money belts have a fairly streamlined design. Generally speaking, these handy accessories are lightweight and easy to wear.
Durability
Many money belts are waterproof, so you can even wear them during water activities such as boating or kayaking.
Key features to consider
Types of money belts
Traditional money belts
A traditional money belt sits at the waist and can be worn under your pants with your shirt tucked over it. This style typically features at least two pockets in which to organize your belongings.
You can also find money belts that sit at the waist but look like actual belts, so you thread them through the belt loops of your pants. Keep in mind that this type of money belt is extremely thin. As a result, it can usually only hold a few dollar bills.
Money pouches
Some money belts are actually pouches that loop onto an existing belt. The pouch can then be tucked into your pants. It can be a little more difficult to access this style since it requires removing your belt.
If you aren’t a fan of wearing a money pouch around your waist, consider a neck or shoulder pouch instead. The pouch can be concealed beneath your shirt. Notably, however, you must lift your shirt to get at the pouch. For some wearers, this could be an issue.
Leg pouches are also available, though they don’t work as well for travel documents like passports since your legs are curved and the documents are flat. Another potential problem is that a leg pouch could come loose as you’re walking around. You can’t easily wear this style with shorts, either.
Our top picks: Types of money belts
- Raytix Travel Money Belt: This money belt has a traditional design that sits comfortably at the waist. Users are particularly pleased with how easy it is to access items inside.
- LANNEY RFID-Blocking Money Belt: Another traditional money belt, this style fits well underneath any type of shirt. However, users report that you’ll need to wear loose-fitting pants if you want to wear the belt beneath them.
- VENTURE 4th Slim Money Belt: This money belt has a sleek fit that hugs the waist comfortably and is easy to conceal under clothing. However, despite its traditional design, its strap is thin enough to thread it through your pants’ belt loops, which many travelers appreciate.
- Peak Gear Travel Money Belt: This traditional money belt has a slim profile that many users find is easy to hide under shirts. Some users report that it can fit under pants as well, but it tends to ride up to the natural waist throughout the day.
- Tune Belt SP2: This money belt has a traditional but very thin design, so users find that it’s easy to hide under clothing.
Material
Comfortable fabric
Some people find money belts uncomfortable because sweat can build up beneath the belt. However, there are certain types of money belts that are less likely to irritate your skin in a sweaty situation.
- A belt that features a cotton/synthetic mix is often your best bet. The cotton makes the belt soft and breathable, and the synthetic material increases durability.
- Some belts have a moisture-proof back, so sweat won’t reach the items inside.
- You may wish to look for a money belt with an antimicrobial back. Bacteria, mildew and odor are less likely to become issues if you sweat while wearing this type of money belt.
Waterproofing
If you’re going to be engaging in water activities such as boating, canoeing or kayaking, it’s a good idea to choose a waterproof money belt. In the event that you fall in the water or get splashed, the items inside the belt will stay dry and undamaged.
A waterproof belt is also a good option if you’re visiting an area that’s prone to rain and/or snow.
Most waterproof money belts are made of nylon. However, while nylon is water-resistant and doesn’t absorb moisture, it’s not fully waterproof on its own. Waterproof belts usually feature nylon that’s treated with a waterproof coating to ensure all the items inside stay dry.
Our top picks: Material
- Raytix Travel Money Belt: Users praise this money belt’s high-quality nylon because it’s durable and withstands wear and tear well. However, they appreciate that the back side that rests against the skin is soft, so it’s very comfortable to wear.
- LANNEY RFID-Blocking Money Belt: This money belt’s material is lightweight and breathable, so users find it’s ideal for warmer climates.
- VENTURE 4th Slim Money Belt: This belt earns high marks for its sturdy but lightweight nylon material. The side that rests against the skin also features a moisture-wicking material that users find keeps them dry and comfortable.
- Peak Gear Travel Money Belt: The jersey-like material used for the back of this money belt and its adjustable strap is very soft and breathes well, so users find it extremely comfortable to wear. They also report that the nylon exterior is highly durable and abrasion-resistant.
- Tune Belt SP2: Users find this money belt’s water- and sweat-resistant neoprene material perfect for running and other workouts. It’s also very soft and stretchy, making it comfortable enough for all-day wear.
Size and other considerations
Size
How much stuff do you plan to carry in your money belt? If you’re only using it for cash, virtually any size will do. If you want to carry credit cards, debit cards and a driver’s license around, you’ll need a money belt that’s wide enough to hold those items. And if you’ll be carrying a passport or other travel-related items, make sure you get a large enough belt to accommodate those documents. You can even find some money belts that are large and strong enough to hold your phone.
Notably, the larger a money belt is, the harder it usually is to conceal.
Fit
Fit is an especially important concern if you’re wearing a traditional waist money belt. Look for a style with a wide, adjustable elastic waistband. You can customize the fit so the belt is snug but not too tight.
Pockets
Some money belts feature a single pocket, so there’s no way to separate your items. Others have two or more pockets so you can organize the contents somewhat. For example, you may not want to keep your money in the same compartment as your passport or driver’s license because you run the risk of dropping your ID when you reach in to pull out bills. For this reason, a money belt with several pockets is the best choice for most people.
RFID protection
Some money belts feature radio frequency identification (RFID) sleeves. This technology helps prevent thieves from wirelessly accessing information from your chip-enabled credit and identification cards.
Identity theft is a serious problem. If you plan to travel with credit cards, it’s a good idea to choose a belt with RFID protection for added peace of mind.
Our top picks: Size and other considerations
- Raytix Travel Money Belt: This money belt is a favorite of travelers who prioritize organization because it has several pockets that make it easy to find what you’re looking for. Users also appreciate it’s large enough to fit an iPhone, passports and other bulkier items.
- LANNEY RFID-Blocking Money Belt: This money belt has an adjustable strap that makes it easy to fit various waist sizes. Users point out that this also comes in handy if you’re wearing layers because you can just tighten or loosen the belt based on what you’re wearing.
- VENTURE 4th Slim Money Belt: Users appreciate the variety of pockets that this money belt offers because it’s easy to separate your money and credit cards from your passport and other ID documents.
- Peak Gear Travel Money Belt: This belt’s strap is adjustable and stretches easily, so users find it easy to get the right fit. They also like the size of the belt’s pockets, the largest of which fits a passport and provides quick access when necessary.
- Tune Belt SP2: According to users, this money belt is large enough to fit an iPhone 15 Pro Max. Its no-bounce design also earns praise because the zippered pockets keep even heavier items like a phone snug against your body.
Tips
- Keep your money belt completely out of sight. For the utmost in security, wear it over your underwear but beneath your pants.
- Tuck your shirt in. This conceals the money belt more effectively than an untucked shirt.
- If you’re wearing a neck money belt, tuck it under one arm. It will be less visible at your neck that way.
- Don’t keep all of your money in your money belt when traveling. Just keep a day’s worth in the belt and store the rest in your hotel room safe.
- Keep any necessary cash, your ID and a single credit or debit card in your money belt. Most people agree that placing multiple credit cards in a money belt is a bad idea. The belt may be secure, but it’s still possible that you could lose everything.
- Access your money belt in a private location, such as a restroom. That way, no one will be able to see that you’re wearing one.
FAQ
Q. How much does a money belt cost?
A. Money belts are generally inexpensive and vary in price based on brand, material, size and number of pockets. You can typically expect to spend between $10 and $30 on a good-quality one.
Q. Can you wear a money belt when you go through an airport security screening?
A. The Transportation Security Administration doesn’t specifically prohibit wearing a money belt when you go through security. However, a belt with zippers can set off the metal detectors. Even if it doesn’t contain any metal, your belt may be picked up if you go through a body scanner, so it’s best to remove it before going through the security screening. We recommend keeping it in your carry-on bag until you’ve gone through security.
Q. Is it important to choose a money belt with RFID protection?
A. Some credit cards, driver’s licenses and passports are equipped with RFID chips that transmit information wirelessly. And unfortunately, some thieves use RFID readers to glean this information from your cards and steal your identity. If you plan to carry credit cards or ID in your belt, it’s a good idea to choose one with RFID protection.
Our expertise
Jennifer Blair has covered kitchen, home and lifestyle products for BestReviews since 2017. She has written more than 100 articles on air fryers, carpet cleaners, luggage sets and more. She has traveled with a money belt on longer trips and used options from Eagle Creek and Peak Gear.
